Most common questions regarding notary services:
Who should have a Will?
Any adult in B.C. who owns property including real estate, vehicles or other assets; has a dependent spouse or children, and wishes to have someone they know and trust take care of their estate after their death.
Who should have a Power of Attorney?
This document has great value for anyone who:
- wants to ensure that trusted person would take care of bill paying, correspondence and financial management in the event of incapacity or absence
- may need assistance with their daily finances now or in the future
- wants to avoid the very lengthy and expensive process of a court appointed committee should they suddenly become incapable
- wants to avoid having the Public Guardian and Trustee take over his or her affairs
Who should consider a Deed of Gift?
Anyone who wants to transfer an asset, as a gift, before their death.
Who should have an Advance Directive?
People who want to ensure that their wishes are followed even if:
- their family’s wishes differ from their own
- they have no family who could be appointed as their representative
- they have concerns that differing opinions among their family might cause conflict if a decision has to be made about where you should live or end of life.
Who should have a Representation Agreement?
Any adult who wants to ensure that a specific person or persons are appointed to make decisions for them, especially if they have no spouse; or no spouse and no children, or if their children are in conflict with one another or would not be good decision makers.
What is Mortgage Refinancing?
Many BC homeowners have significant equity in their homes; either because they’ve paid down an existing mortgage, enjoyed a significant increase in the value of their home as house prices have risen- or both.
Mortgage Refinancing involves borrowing money- usually in the form of a line of credit-against the current value of your home. Using your home as security, you can arrange to have funds available to help you pay for your children’s education, purchase a second property for an investment or recreation, take that long-delayed dream vacation or simply ease your retirement.
Mortgage Refinancing allows you to use your home to get more out of life.
If you’re considering a Mortgage Refinancing and want to learn more, call our office. We can help you understand and navigate the complete refinancing process.
If you already have a lender-usually a bank or mortgage broker-they will ask you to complete a credit application, often on-line but sometimes in hard copy. Many lenders can approve your credit application within hours or days. If you aren’t sure which lender to call, we can refer you to lenders who we work with regularly.
Once your credit application is approved, it’s time to visit our oofice. We will provide legal advice, complete the necessary documents and return them to your lender to help them make your funds available as quickly and conveniently as possible.
To Register a Company in BC:
The Society of Notaries Public of BC:
BC’s Land Title Office:
BC Ministry of Justice- Wills and Estates: